How do we work and what are our fees?

We help you to find and secure your ideal property,
that can put extra money in your pocket.

We provide the following three levels of services:

1- Complete Advocacy (Strategizing, Finding, Negotiating & Transacting):

Once you are happy to work with us, you are assigned an experienced Property Advisor.

The advisor generally meets with you in the comfort of your own home. The service is delivered to you through our highly successful ten step complete advocacy process as outlined below:

Our Ten Step Process is
  1. Assessing your personal situation, goals and preferences
  2. Assessing risks & formulating a property investment strategy (income, growth, tax etc)
  3. Selecting the price range of the property
  4. Getting pre-approval for a loan
  5. Selecting the suburb
  6. Finding and selecting (within the search parameters) a property
  7. Undertaking due diligence/identifying risks and potential in the property
  8. Negotiating a favourable price and purchase terms
  9. Completing paper work, checks and inspections
  10. Managing and coordinating post sales activities. This may include organising a tax variation, a depreciation schedule and a Property Manager.

We formulate your investment strategy by assessing your life stage, needs and goals, present and future cash flows, tax positions and property preferences.

While the international and local economic conditions (interest rates etc), the housing cycle (state/interstate) position and suburb research determine the property selection process.

Tax is a big consideration in the strategy selection as we all know that $10 returns could well mean just $5 in your pocket after tax.

Finance also forms a big part, as difference of 0.5% in interest rate could equate to an extra cost of $60,000 for an average interest only loan of $400k for an average life of a loan, assumed to be 30 years.

The investment strategy may involve buying one property or multiple properties over a period of time and could be part of your retirement planning or simply a strategy to create wealth. We then prepare a strategy paper called a ‘Personal Property Plan’ (PPP). The Property Plan is devised with the safety net of one or all of the following professionals working with us:

  • A Mortgage Broking expert
  • A Financial Planning expert
  • A Tax accountant

This ensures you choose the right ownership, finance structure and loans while any risks of owning an investment is minimised during your journey of property ownership.

Our research team collects data, trends and forecast returns (income and growth) of suburbs regularly from various industry sources. We also rely on a number of paid research subscriptions from leading research houses.  This forms a basis for a range of suburb selection that suits your investment strategy. This information is included in your PPP.

The PPP dictates the property search parameters.  We use a two-step filtering process.

  • Using our proprietary Property Filtering Program (PFP), a comprehensive property search is conducted from our list of on market and off-market properties. We provide you with a short list of properties consistent with your selected strategy.
  • We undertake a soft and hard data analysis of the short-listed properties and choose the right property by matching your preferences.

Subsequently, we undertake due diligence of the selected property, negotiate the sale conditions and secure the purchase.

Our after-sale care service includes assisting you with completing a tax variation form, organising a tax depreciation schedule and contracting out a cost-effective management of your investment.

We provide complementary ongoing mentoring and regular review of your property strategy and property portfolio, delivering a stand out service and superior results for our customers.

We use a range of strategies targeted to a specific situation, including

  • Buy and hold for growth
  • Buy for negative gearing to create wealth
  • Buy for cash flow and income
  • Buy multiple properties over time
  • Subdivide or renovate for profit
  • Dual or multiple occupancy for improved income
  • Diversification including investing interstate
  • Retirement planning with a portfolio of properties.
  • House and land package for value (includes first home buyer)
  • A combination of some or all of the above
2. Strategy and Suburb selection

We undertake steps 1-5 of our ten-step complete advocacy process to prepare a Personal Property Plan for you while steps 6-10 are for you to implement.

This includes the provision of expertise from our mortgage broking and a financial planning partner.

As a result, you are able to choose the best ownership and finance structure to minimise the risks during your investment journey.

We aim to:
  • Save you up to 10% in purchase price.
  • Provide you with a higher yearly average capital growth than the city average over 5 years plus period.
  • Optimise your cashflow, based on individual situations, consisting of rental income and tax savings.
  • Improve your overall financial wellbeing.

3. House finding & negotiation:

We only implement steps 6-10 of our ten-step process after you have provided us with a description of the new property.

The following is our Fee Guidelines (terms and conditions apply):

1. Complete Advocacy:

Our fee starts from 2.2% of the purchase price of the property (subject to the minimum $11,000) while the fee for your personalised property plan with an investment strategy starts from $4,400.

2. Strategising & Researching:

Our Personal Property Plan fee starts from $4,400.

3. House finding & Negotiation:

Our fee starts from 1.65% of the purchase price of the property (subject to the minimum $11,000)

.